Personal Checking

First Essential Personal Checking

For basic checking needs and simple, everyday banking

First Interest Personal Checking

Ideal for those interested in earning interest, plus perks

First Advantage Personal Checking

Perfect for students up to age 24 and everyone 62+

See how our personal checking accounts stack up

Compare accounts

	First Essential	First Interest	First Advantage
Amount to open	$100	$2,500	$100
Interest	−	On balances $2,500 or more	−
Monthly account fee¹	$0 with $100 balance, otherwise $5	A service charge of $10 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $2,500 and if the average daily balance for the statement cycle falls below $5,000. Minimum balance requirements waived with a $20,000 combined relationship balance².	$0
ATM fee reimbursement	−	Up to $15 per month³	−
Mailed statements	$2.95	Included, eStatements available	Included, eStatements available

¹Checking and savings accounts, excluding Student Savings and Christmas Clubs, are considered dormant after 365 days of inactivity, regardless of balance. Dormant checking accounts will be assessed a $5 monthly fee, and dormant savings accounts will be assessed a $5 quarterly fee. ²Ask for qualification details. ³Bank owning ATM may charge a fee. Client must contact or visit First Bank to request and receive refund.