Personal Banking
First Bank 
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Regular Savings
Park idle cash for easy access when you need it most
Student Savings
A perfect savings option for students ages 24 and under
Health Savings Account
Ideal for individuals with high deductible health plans
Christmas Club Savings
Designed to help you budget for the holidays with no monthly fee
Money Market Accounts
Put your money to work with tiered, premium interest rates
Certificates of Deposit (CD)
Save worry-free, plus enjoy competitive rates and flexible terms
Individual Retirement Accounts (IRA)
A tax-deferred savings with variable and fixed rate options
See how our personal savings accounts stack up
Compare Accounts
| Amount to open | Interest | Monthly service fee1 | Withdrawals | |
|---|---|---|---|---|
| Regular Savings | $100 or more | On balances $1 and greater. Ask for details and current rates. | $0 when balance of $100 is maintained, $1 per month when balance falls below $100 | 6 per month, then $.50 for each transaction over 9 per quarter |
| Student Savings | $50 or more | On balances $1 and greater. Ask for details and current rates. | None | 6 per month, then $.50 for each transaction over 9 per quarter |
| Health Savings | $1 or more | On balances $1 and greater. Ask for details and current rates. | No monthly fee, $25 annually | Unlimited |
| Christmas Club | $2 or more | On balances $2 and greater. Ask for details and current rates. | None | None |
| Money Market Accounts | $10,000 or more | Yes, on daily balances $2,500 and greater. | Monthly service charge is $0 when a daily balance of $10,000 is maintained, otherwise $10 | 6 per month or statement cycle, then $.50 thereafter |
| Certificates of Deposit (CDs) | Varies. Contact us for details. | Yes. Ask for details and current rates. | Varies. Contact us for details. | None |
| Individual Retirement Accounts (IRAs) | Varies. Contact us for details. | Yes. Ask for details and current rates. | Varies. Contact us for details. | None |
1Checking and savings accounts, excluding Student Savings and Christmas Clubs, are considered dormant after 365 days of inactivity, regardless of balance. Dormant checking accounts will be assessed a $5 monthly fee, and dormant savings accounts will be assessed a $5 quarterly fee.
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Personal Banking
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